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Insure Me UK's Guide to Pub Insurance
Pub Business Insurance, also known as public house insurance is important if you run a hospitality business. Because, you need to ensure you have suitable cover for certain risk-heavy scenarios that may arise when running this type of business. A pub is a dynamic environment so be sure to compare pub insurance to get covered.
This type of insurance provides protection in the public house setting, such as a pub, restaurant, bar or late night bar or all of the above! These businesses carry all sorts of risks and with Insure Me UK you can make sure you have the right cover, giving you peace of mind should the worst happen.
Get pub insurance with Insure Me UK. Don’t gamble on your business, get yourself pub insurance cover.
Public Liability Insurance for Pubs, Bars and Restaurants
Public Liability Insurance is a specialist type of insurance that protects landlord’s customers from slips and trips, among other accidents that may occur in a public house setting. Anything can happen and so you should make sure you have the right level of protection for you and your customers.
Insure Me UK can offer advice on insurance and get you cheap pub and public liability insurance quotes.
The Average Cost Of Pub Insurance
The average cost of the initial pub business set up is around £20,000 up to £50,000 (Pub start-up costs, information from startups.co.uk). You should think about everything your pub contains – think fixtures, fittings and furniture – and consider pub insurance to provide cover for items that could be damaged. Don’t leave it to chance.
Compare pub insurance and get the right cover at the right protection for your pub business. Would you be able to fork out a massive bill for damages out of your control? If not, you should consider insurance.
The Costs Of Running A Pub
According to Green King Pubs, you need to consider the following expenses when running a pub:
- Employee salaries
- Cleaning costs, including equipment, chemicals, etc
- Repairs
- Insurance
- Bank charges
- Equipment hire
- Rates
- Utilities
- Professional fees
- Pay TV such as Sky for sports channels
- Miscellaneous costs such as buying plants for the garden, newspapers, and so on