Compare Commercial Van Insurance

Commercial Van Insurance

Its a common conception that a standard car or van policy is adequate enough for driving to a customers location but this is not correct. Commercial Van and Vehicle insurance is a requirement if your job involves driving too and from multiple locations in relation to your business.

What Is Commercial Van Insurance?

Commercial van insurance is their to protect yourself and your business to reduce the financial loss in the event of an accident, damage or theft to your van. You may be a plumber transporting materials to a work place or a courier delivering parcels whatever the occupation if your van is needed as part of your business then commercial van insurance is needed.

What Covers Are Available For Commercial Van Insurance?

Comprehensive Cover: Covers you for the loss or damage of your vehicle and also a third parties vehicle. This is the highest level you can choose from and in some cases is actually the cheapest.
Third Party, Fire And Theft: This is the second highest level of cover, It will cover you for theft of the vehicle as well as malicious or accidental fire damage. This will only cover a third parties vehicle in the event of an accident.
Third Party Only: This is the lowest level of cover and will only pay for a third parties vehicle in relation to an accident.
Break Down Cover: You may be out working one day or evening and find that your vehicle has broken down. As this is your business and source of income, having breakdown insurance can take away a lot of stress if it happens. This could include towing your Vehicle to your home or a garage, side of road tyre changes or repairs.
Public Liability: This will protect your passengers and other members of the public if you have an accident or injure another person as a result of your business.
Legal Cover: If you were to have an accident or injure someone else you may have to defend your case in court if it wasn’t your fault or even if it was. This fees can lead to thousands of pounds.
Tools Cover: This will cover you in the event that your tools are stolen when at a work location.

What Information Do I Need To Compare Commercial Van Insurance

If you have the following information to hand it will give an insurer the most precise information to give a correct quote.

Personal Details
Previous insurance details if you have them.
Vehicle details including registration, make and model
Other drivers
Claims history and No claims discount.

How Can Insure Me UK Help?

At Insure Me UK we have a range of commercial van insurance Brokers who can cater for any van driver. They have some of the most competitive rates on the market. Our Service is completely free to use so why not get a commercial van insurance quote today.